Savings Accumulation  
If you currently have a savings plan in place, it’s important to know how much money you are on track to accumulate. As the saying goes, if you don’t know where you’re going, any road will take you there. Regardless of whether you’re saving for a long-term goal such as retirement or for a short-term goal such as a family vacation, it’s important to have a dollar figure in mind. This calculator is designed to help you estimate the future value of your current savings.
     

Total value of current savings: (Consider your bank accounts, savings accounts, investments, and other liquid funds. In general, do not include pension plans and home equity.)

$

Anticipated additional savings each year: (Push yourself to be a disciplined saver, but be realistic. If you set your expectations too high and fail, you’ll only be hurting yourself.)

$

How many years do you have to save? (Write down an appropriate time frame for you to pursue your savings goal.)

What after-tax return do you expect on your investments (0 to 10 percent)? (Estimate the return on investments based on the time frame and the investment vehicles used for a particular savings goal. Remember to adjust for taxes.)

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Ronald A. Harczak
451 Dunham Rd, Ste 500 ------------------ Please note our NEW address • St Charles, IL • 60174
Phone: (630) 513-4600
Toll Free: (866) 513-4600		 • Fax: (630) 513-5170
• Ron@RonHarczak.com

Investments are not deposits or obligations of any bank, are not guaranteed by any bank, are not insured by the FDIC or any other agency, and involve investment risks, including the possible loss of the principal amount invested.

Securities offered through:  Securities America, Inc.  Member FINRA and SIPC
Ronald A. Harczak, a Registered Representative
Advisory services offered through:  Securities America Advisors, Inc., a SEC registered Investment Advisory Firm
Ronald A. Harczak, a Registered Investment Advisor Representative
 
2570 Foxfield Road, Suite 101, St. Charles, IL  60174
Office:  630-513-4600
 
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Representatives are licensed to discuss and/or sell insurance in the following states:  AR,AZ,FL,IL,IA,IN,MI,,SC,. Arkansas Ins. License 347303.