Home Affordability  
Shopping for a home can be a very exciting time. But before you begin evaluating neighborhoods and housing options, you’ll need to know just how much you can afford to spend. This calculator is designed to give you an estimate of the amount of financing you can expect to get when you begin house hunting.
     

1. What is your current annual pre-tax income?
(Include all sources of income, including salary, interest, dividends, etc.)

$

2a. What are your monthly long-term obligations?
Monthly auto loan payments:

$

2b.Monthly credit card payments:

$

2c. Monthly association fees/dues:

$

2d. Monthly spousal/child-support payments:

$

2e. Other monthly obligations:

$

3. What would the interest rate be on your mortgage?

%

4. What would the term (length) of the loan be (in years)?

5. How much money do you have available for the down payment?

$
 
   
   
Ronald A. Harczak
2570 Foxfield Road, Suite 101 • St Charles, IL • 60174
Phone: (630) 513-4600
Toll Free: (866) 513-4600		 • Fax: (630) 513-5170
www.ronharczak.com • Ron@RonHarczak.com

Investments are not deposits or obligations of any bank, are not guaranteed by any bank, are not insured by the FDIC or any other agency, and involve investment risks, including the possible loss of the principal amount invested.

Securities offered through:  Securities America, Inc.  Member FINRA and SIPC
Ronald A. Harczak, a Registered Representative
Advisory services offered through:  Securities America Advisors, Inc., a SEC registered Investment Advisory Firm
Ronald A. Harczak, a Registered Investment Advisor Representative
 
2570 Foxfield Road, Suite 101, St. Charles, IL  60174
Office:  630-513-4600
 
This website is neither an offer to buy nor a solicitation to sell securities.  Representatives are licensed to discuss and/or sell securities in the following states:  AE,AL,AR,AZ,CA,CO,CT,DE,FL, GA,IL,IN,LA,MD,MI,MO,NC,NV,OH,OR,OK,PA,SC,TX,VA,WA,WI and WY
Representatives are licensed to discuss and/or sell insurance in the following states:  AR,AZ,FL,IL,IA,IN,MI,,SC,. Arkansas Ins. License 347303.