| Ronald A. Harczak |
| 2570 Foxfield Road, Suite 101 | | St Charles, IL | | 60174 |
| Phone: (630) 513-4600 Toll Free: (866) 513-4600 |
| Fax: (630) 513-5170 |
| www.ronharczak.com | | Ron@RonHarczak.com |
Investments are not deposits or obligations of any bank, are not guaranteed by any bank, are not insured by the FDIC or any other agency, and involve investment risks, including the possible loss of the principal amount invested.